Aphelion Engineering

What does a property actually cost you?

Pick your state to work out the transfer duty, the upfront costs, the cash you need at settlement, and what the property costs you each week. Each headline figure opens its full working, down to the published rate it came from.

Why the working is on the page

A cost figure is only useful if you can check it. Under each headline figure is a panel showing the formula, the inputs it used, the rate tables it came from, and the source those tables were captured from — with the date each was last checked. See the sources. When a table changes, the change log records the new revision and its verification date.

About the app

Behind these pages is a deal-analysis app for Australian property buyers. It keeps a shortlist of properties side by side under identical assumptions, for the length of a purchase campaign. Your shortlist, under identical assumptions.

The numbers you enter never leave your browser — all calculation happens on this page; your figures are never sent to us or anyone else. Like any website, our host records standard aggregate request logs (IP address, pages requested) to serve the page.

Rate tables as at 1 July 2026, financial year 2026–27.