Provenance
Where these rates come from
Every rate, threshold and fee this calculator uses comes from the published source listed below, with the date it was captured and the date it was last checked against that source. Rates are data here, not code: the same files drive our iOS app.
Entries marked as an estimate are not published rates. They are benchmarks or indicative ranges, labelled as such wherever they appear.
Western Australia Verified
Transfer duty, registration fees, land tax · Financial year 2026–27 · Applies 1 July 2026 to 30 June 2027 · Component last verified 23 August 2026 — see each source's own date below
New South Wales Verified
Transfer duty, registration fees, land tax · Financial year 2026–27 · Applies 1 July 2026 to 30 June 2027 · Component last verified 15 July 2026 — see each source's own date below
Victoria Verified
Transfer duty, registration fees, land tax · Financial year 2026–27 · Applies 1 July 2026 to 30 June 2027 · Component last verified 6 July 2026 — see each source's own date below
Queensland Verified
Transfer duty, registration fees, land tax · Financial year 2026–27 · Applies 1 July 2026 to 30 June 2027 · Component last verified 11 July 2026 — see each source's own date below
South Australia Verified
Transfer duty, registration fees, land tax · Financial year 2026–27 · Applies 1 July 2026 to 30 June 2027 · Component last verified 6 July 2026 — see each source's own date below
Tasmania Verified
Transfer duty, registration fees, land tax · Financial year 2026–27 · Applies 1 July 2026 to 30 June 2027 · Component last verified 6 July 2026 — see each source's own date below
Australian Capital Territory Verified
Transfer duty, registration fees, land tax · Financial year 2026–27 · Applies 1 July 2026 to 30 June 2027 · Component last verified 6 July 2026 — see each source's own date below
ACT Home Buyer Concession Scheme requires confirmation. ACT HBCS eligibility and final duty require official confirmation. The calculation retains the published non-HBCS baseline but does not treat it as final for a potentially eligible buyer.
ACT land tax uses average unimproved value. ACT land tax is assessed using average unimproved value. Confirm that the entered land value is the applicable AUV before relying on the result.
Northern Territory Verified
Transfer duty, registration fees · Financial year 2026–27 · Applies 1 July 2026 to 30 June 2027 · Component last verified 15 July 2026 — see each source's own date below
NT House and Land Package Exemption requires confirmation. NT transfer duty shown does not apply the House and Land Package Exemption because this calculator does not capture every eligibility fact. A qualifying new detached home acquired from a building contractor under one agreement may be exempt; confirm the assessment with the Territory Revenue Office.
Lenders Mortgage Insurance Estimate
Indicative premium bands by LVR and loan size · Applies 1 July 2026 to 30 June 2027
Indicative LMI estimate. LMI pricing is lender and insurer specific. Use this range only as an estimate and replace it with a current quote.
Statutory assessment rules Verified
Land-tax assessment methods and qualification rules · Financial year 2026–27 · Applies 1 July 2026 to 30 June 2027 · Component last verified 23 August 2026 — see each source's own date below
ACT concession needs confirmation. ACT Home Buyer Concession Scheme eligibility depends on facts this calculator does not collect. Use an official ACT Revenue assessment or quote before treating the concession as part of your costs.
Cost benchmarks (editable defaults) Estimate
Starting figures for council rates, water, insurance, and one-off costs · Applies 1 July 2026 to 30 June 2027
Editable planning-cost estimates. These are broad planning defaults, not property-specific charges or quotes. Replace them with current conveyancer, lender, council, insurer and property-manager figures.
How this data gets here
The rate tables are versioned data files, not code. They are published in the app's source repository, checked against the source shown above, and copied into this site unchanged. This build carries the tables as at commit 26778474a67f. When a table changes, the change log records the new revision and its verification date.
The numbers you enter never leave your browser — all calculation happens on this page; your figures are never sent to us or anyone else. Like any website, our host records standard aggregate request logs (IP address, pages requested) to serve the page.